Type Crossword Puzzle. Write a word or words on the board. maximum amount you can charge on a credit card. Bookkeeping the principal that a buyer is responsible for checking the quality and suitability of goods before making a purchase. Print a crossword on Personal Finance Vocabulary One including an answer key. Balance A reporting agency that collects information on consumer credit usage. 12. by . Forclosure the minimum interest rate an investor can expect from an issuing company. Write. Test. Closing Insurance protecting the lender is known as a _____________ policy Lenders We use the borrowers __________ income to qualify them for a loan gross FHLB stands for _____________ Home Loan Bank Federal Intergrated Disclosure regulation that went into effect October 3rd, 2015 TRID Computer generated loan underwriting system AUS An ___________ account is set up to pay taxes and insurance on a yearly basis Escrow Right of _____________ gives a borrower 3 days to decide if they wish to continue with a loan Rescission A Mortgage _____________ is in charge of receiving payments, paying taxes and insurance, etc. Learn about the vocabulary of banking in episode 120 of The Flatmates – our Finance vocabulary . Revenue An estimate of income and expenditure for a set period of time Budget The proportion of a loan is charged as interest to the borrower, typically expressed as an annual percentage of the loan outstanding. Just listen to the recording below so that you can improve your own pronunciation.The video that is after the recording also has the vocabulary items being spoken at the same time as showing the flashcards. Checking Account The amount of money currently in an account Balance A business that keeps money safe fro its customers, lends money to borrowers, and provides other financial services Bank A banking card that can be used to purchase goods and services electronically. 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. Federal Trade a relationship that requires financial dependence, contribution and communication Financial partnership a legal process in which a mortgaged property is taken because the borrower has failed to keep up payments. Activités éducatives (Mots Croisés): Estate Planning Crossword (vocabulary - practice - personal finance) - Estate Planning vocabulary review for Personal Finance Bonds The increase in the value of an asset or investment — like a stock or real estate — above its original purchase price. a savings plan designed to help set aside funds for future college costs. Fees A current medium of exchange in the form of coins and banknotes; coins and banknotes collectively Money The fee charged by a lender to a borrower for the use of borrowed money, usually expressed as an annual percentage of the principal; the rate is dependent upon the time value of money, the credit risk of the borrower, and the inflation rate. fixed expense. Feel free to download and print the pdf, if it’s easier. AFTER YOU READ, check your understanding through Fact and Idea Review, Critical Thinking Questions, an Extension Activity, and a Research Activity. cherryblossomlover. Assets. Minimum Payment A banking service that allows you to link your checking account to your credit card; protects you from overdraft penalties or bounced checks in the case of insufficient funds. AGI A person who is financially dependent on your income, typically a child or an adult relative you may support. Crossword puzzles are a great way to teach, learn, reinforce, and review all of the vocabulary terms students will need to know in a personal finance, money management, or economics course. It is a fun activity to complete individually or in teams. Personal Finance Crossword Puzzle. Personal Finance Crossword. Standarddeduction A qualified expense that the IRS allows you to subtract from your adjusted gross income, which further reduces your taxable income. teller. 10. CLUES ACROSS. Dependent A standard amount that can be used to reduce your taxable income if you decide not to itemize your deductions. The name of the British currency. statement . Spell. Dr Loftin's Learning Emporium. 3. It’s the umbrella term for everything is takes for you to be financially successful. Your pocket guide to understanding financial terms Financial Literacy Programme A NALA/EBS Partnership Answers are included. 12. payment. To get started, click on the puzzle below. The bank pays interest in exchange for the use of the money in the account Savings Account Business done with a bank, including deposits, and withdrawals Transaction A bank employee who performs banking services for the public, such as cashing checks and accepting deposits Teller, person or organization that uses a product or service consumer form of deferred payment credit obligation of repayment owed by one party debt system which goods are produced and distributed economy to be an informed consumer; Financial... literacy fee paid by a borrower to the lender interest a debt evidenced by a “note” loan decisions made by an individual regarding their money personal finance anything owned by an individual assets earnings from work or investments income state of being obligated according to law liabilites delayed gratification discipline detailed proposal for doing or achieving something plan currency and coin that are legal tender by government money a written cash flow plan budget an insistent request made as if by right demand dividing money a person invests between several types of investments. Servicer, Income, especially when of a company or organization and of a substantial nature. Debt Consolidation a law that protect consumers from being discriminated against due to race, sex, marital status, religion or age when obtaining credit. PLAY. A negative balance of money. Copy this to my account; E-mail to a friend; Find other activities; Start over ; Help; Contains 224 personal finance terms and includes the following 4 activities: Flashcards, Matching, Concentration, and Word Search. Fixed-rate mortgage Employer-sponsored retirement plans, such as pensions, in which the employer promises a specified retirement benefit based on a formula that may include an employee’s earnings history, length of employment and age. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Personal Finance Vocabulary Cloze. a detailed list of transactions made with a credit card. Free Personal Finance / By admin 0 Comments. These can be done in the class before the role-play or they can be assigned as homework in the class before the role-play. Start studying Unit 9: Financial Literacy - Personal Finance Basics. FICOscore The difference between your assets and liabilities. Bundle . 16. Stocks This is the process of paying off your debt in regular installments over a fixed period of time. Investing Money received, especially on a regular basis, for work or through investments. Personal Finance Vocabulary Exercises. Solve the vocabulary crossword puzzles for: Personal Finance- Obj. Spell. gross . Annualfee A three digit number that summarizes how well a person or business has handled debt and credit Creditscore The total cost of borrowing, including interest and fees, expressed in a dollar amount. Match. Add, edit, delete clues, and customize this puzzle. income before you pay taxes. Quickly go over the vocabulary sheets. Stock Market & Finance vocabulary games, Stock Market & Finance vocabulary puzzles - a free resource used in over 40,000 schools to enhance vocabulary mastery … lcsihs2016. It is supplied as a pdf and a word document in case you want to edit the descriptions to suit your needs. Answers are included. financecharge Consumers or businesses seek legal assistance when bills cannot be paid. CreditcardBalance A place where you can keep your money safe Bankaccount When you don't pay bills on time Badcredit When you pay your bills on time Goodcredit A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date. borrowed money that you pay back at a regular interval. Learn. Terms in this set (29) checking. Flashcards. Interest is referred to in terms of annual percentage rate (APR) Interest Tells how much money you currently have in your account (account balance) Inquiry A secret number or code that protects the security of an account PIN An amount of money taken out of an account Withdrawal A bank account that allows you to put money away to use later. Created by. These crossword puzzles are a fun and engaging way to learn about personal finance. Banking and Finance Vocabulary. This crossword puzzle features 20 important financial vocabulary terms about buying a home. Personal finance is the application of the principles of finance to the monetary decisions of an individual or family. 8. Gravity. A man (or woman) who works in a bank. STUDY. Caveat Emptor interest calculated on both the principal and the accrued interest. Learn. Across; 2. process of righting a wrong: 4. pays renters to cover damage and loss of property in a rental unit in addition to liability losses (2 Words) Annual Percentage Rate for interest paid on a card. What Are Your Rights as a Consumer? If you need a few hints, these blogs will help: Financial Terms Explained; 10 Common Credit Terms Defined; Personal Loan Terms to Know Before You Apply. Verification of a company's accounts. 3. how much you owe: 5. amounts that you've already committed to pay Credit Score The time a borrower is allowed after a payment is due to make that payment without adding to the interest owed. 1.01-1.02. Personal Finance An obligation of repayment owed by one party (debtor/borrower) to a second party (creditor/lendor) Debt A fee paid by a borrower to the lender for the use of borrowed money Interest The granting of a loan and the creation of a debt; any form of deferred payment Credit A system by which goods and services are produced and distributed Economy A person or organization that buys/uses goods or services Consumer A debt evidenced by a "note," which specifies the principal amount, interest rate, and date of repayment Loan The knowledge and skillset necessary to be an informed consumer and manage finances effectively Financial Literacy Interest paid on interst previously earned Compound Interest An account that generates interest income on the available balance in the account Interest-Bearing The five steps to financial success Five Foundations The persistent increase in the cost of goods and services or the persistent decline in the purchasing power of money Inflation Saving money over time for a large purchase Sinking Fund A savings account that is set aside to be used only for emergency expenses Emergency Fund A rate which is either charged (on debt) or paid (on investment accounts) for the use of money Interest Rate, When you’re investing or saving, this is the interest that you earn on the amount you deposit, plus any interest you’ve accumulated over time. AS YOU READ, learn the Vocabulary. networth The process by which you choose what proportion of your portfolio you’d like to dedicate to various asset classes, based on your goals, personal risk tolerance and time horizon. Debitcards A payment made to a professional person or to a professional or public body in exchange for advice or services. A word search puzzle by PuzzleFast Instant Puzzle Maker (Puzzle 20141027890115) Use of money in something that offers potentially profitable returns 8. Test. 529 Plan the yearly interest rate charged on outstanding outstanding credit card balances. Annual Percentage Rate An amount of money. PLAY. Hilar. This crossword, Personal Finance - Chapter 7 was made with our free online crossword maker. Can be used for ESL, Workplace Training or general English. Credithistory A bank account equally shared by two or more people Jointaccount Charged by a credit card company each year for use of a credit card. Credit Bureau The maximum dollar amount that can be charged on a specific credit card account. Savings The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. Most revered index fund. $50.00. STUDY. The vocabulary presented above with definitions or on the flashcards has been spoken and recorded so that you can hear the correct pronunciation. Personal Finance Chapters 1 and 2 Crossword. 9 Act to reduce the international value of a currency . STUDY. Incentives. Flashcards. Write. Bankruptcy An amount owed Debt, a sum of money that is borrowed and expected to be paid back with interest in a specified time frame Loan the amount charged, expressed as a percentage of principal, by a lender to a borrower for the use of assets Interest Rate the annual rate that is charged for borrowing Annual Percentage Rate a card that allows customers to access their funds immediately from their checking account Debit Card a card that can be used at a store, restaurant, online, etc. a place where many transactions take place; many buyers and sellers. It is a fun activity to complete individually or in teams. APY. This crossword, Personal Finance- Obj. 1. Overdraft Protection, minimum payment lender late fee interest grace period delinquency credit score credit report credit limit credit card collection account borrower annual percentage rate annual fee withdrawal transfer transaction service charge overdraft online banking minimum balance financial institution direct deposit deposit debit card credit union checking account Check register Balance ATM, Bank branch offices, hours of operation, availability of ATM Location Direct deposit, automatic payments, overdraft protects, online banking, discounts or free checking for students Special Features Monthly charges, per check costs, printing of checks, balance inquiry cost, ATM checks Fees Minimum balance, holding period for deposited checks Restrictions An payment system where bills are paid through direct withdrawal from a bank account Automatic Payment A financial cooperative owned by its members to serve its members. Finance vocabulary, Finance word list - a free resource used in over 40,000 schools to enhance vocabulary mastery & written/verbal skills with Latin & Greek roots. A movement or Heat + Oxygen + Fuel. So test your financial vocabulary with this themed vocabulary crossword. Loan Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. PLAY. Premium Used to determine your taxable income, minus any additional IRS-qualified deductions that you’re eligible to take. This crossword puzzle, “ Personal Finance, ” was created using the Crossword Hobbyist puzzle maker Created by. APR. A strong knowledge of vocabulary is one of the most important factors for success when learning and retaining new material. Introductory Rate The lowest amount of money that you are required to pay on your credit card statement each month in order to keep the account in good standing. It addresses the ways in which individuals or families obtain, budget, save, and spend monetary resources over time, taking into account various financial risks and future life events. Use of the principles and techniques of corporate finance in an individual's money affairs. 1) transfer of money form one person to another in exchange for goods/ services, 2) agreement between a borrower and a lender - repay with interest, 4) to withdrawal money amount greater than available balance, 6) bank account-deposit and withdraw money, 7) property/possession acquires for future financial return/benefit, 11) department of U.S. government- handles financial related functions, 13) money received during a period of time, 16) having worth, desirability or usefulness, 3) activities related to production of goods/ services, 8) to move money from one account to another, 9) financial institution that handles money (saving, exchanging, investing), 10) card used to borrow money/ by products/services on credit, 12) bank account-deposit/withdrawal money (and earn interest on balance), 15) Automated Teller Machine- used by bank customers to manage money. Rebalancing Also called equities or shares. Cost Comparison a record of an individual's past borrowing and payments. Our free online crosswords for the vocabulary list, Personal Finance - Chapter 7, are just a taste of our online study tools! stockoptions The payments you make to an insurance company in return for protection from financial losses within the scope of your policy. Annual Fee The yearly interest rate charged on outstanding credit card balances. Terms in this set (28) Personal Finance. This is a Finance vocabulary Crossword Puzzle and Word Search that is suitable for introducing key words to learners. Credit History an analysis made by a lender about a consumer's riskiness as a borrower. Spell. ARM An account held by an impartial third party on behalf of two parties in a transaction. Compoundinterest A number used by banks and other financial institutions to measure a borrower’s credit worthiness. Good luck! Flashcards. Our free online crosswords for the vocabulary list, Personal Finance- Obj. Prove it by completing our crossword challenge. Tools. take money out of the bank. Match. Learn. Stocks A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time Bonds A system of money in general use in a particular country. PLAY. Size 20 questions. a bill that is paid regularly; amount remains the same each time. a savings plan designed to help set aside funds for future college costs. Difficulty: Beginner. Defined-benefit plans Companies often use these as management incentives. This crossword puzzle features 21 important financial vocabulary terms about investing in stocks. Grade Personal Financial Literacy from The Pensive Sloth–social studies, math, . Personal Finance Crossword. Create your own Crossword Puzzle for Free. Fair Credit Billing Act a federal agency established in 1914 that administers consumer protection legislation. Grace Period Credit card issuers may offer low introductory annual percentage rates as special promotions. Personal Finance Vocabulary Crossword Puzzle Bundle - Distance Learning. A really fun way to review vocabulary at the end of the lesson or the week is to mix up the letters of each word. Personal Finance Vocabulary. It offers the same financial services as a bank Credit Union Allow customers to get cash and conduct banking transactions ATM An account that allows you to deposit money and write checks on that account. Across 3. Creditworthiness taking out one loan to cover a variety of debts, often with the goal of paying a lower interest rate overall. Any card that may be used repeatedly to borrow money or buy products and services on credit. Ages: 8+ Simple words to describe the core … Write. Terms in this set (63) 401(k) a savings plan for retirement. 13. 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